Advantage Gold vs Rosland Capital, guidance and fees

Rosland Capital opens at $2,000, so it is the choice for a balance between $2,000 and $5,000. From $5,000 up, Advantage Gold is the better fit for most buyers, because it pairs an account executive who completes the paperwork with you, a free education library and top ratings from the BBB and the BCA, and its fees come to $350 less over ten years.

Both dealers charge the same setup fee and sell IRA-approved bullion. The choice comes down to how much guidance you want and whether your balance clears $5,000.

Advantage Gold vs Rosland Capital at a glance

	Advantage Gold	Rosland Capital
Minimum investment	$5,000	$2,000
Setup fee	$50	$50
Annual administration	$100	$125
Storage, commingled	$100 a year	$110 a year
Storage, segregated	$175 a year	$160 a year
Wire fee	$30	$25
Custodians	STRATA Trust Company and Equity Trust Company	See the Rosland review
Fees checked	April 17, 2026	April 17, 2026

Rosland publishes this schedule on its own FAQ page, and our fee calculator runs the same arithmetic for your own balance.

Minimum investment

Rosland Capital’s $2,000 minimum is among the lowest we compare, and it is a real advantage for a buyer with a small balance to move. Advantage Gold’s $5,000 minimum still covers a modest 401(k) or IRA balance.

If your rollover is between $2,000 and $5,000, Rosland is the one of the two open to you. If your balance is $5,000 or more, both are open and the rest of this page applies. Our page on the Advantage Gold minimum investment covers how the $5,000 figure works in practice.

What each one costs over ten years

The table adds the setup fee and ten years of administration and commingled storage for each dealer, and it leaves out the price of the metal itself and any shipping and insurance on direct purchases outside an IRA.

Charge	Advantage Gold	Rosland Capital
Setup fee	$50	$50
Yearly storage, commingled	$100	$110
10 years of administration and storage	$2,000	$2,350
10-year fees	$2,050	$2,400

Setup fee and 10 years of administration and storage, from published or third-party fee figures for each company. These are list fees before any waiver. The markup on the metal is quoted per order and sits outside these totals.

Advantage Gold’s fees come out $350 lower over 10 years on the standard schedules. The gap has one source, since Rosland’s administration and storage fees together run $35 a year higher, which is $350 over 10 years. The comparison counts the flat fees only, because the markup on the metal is set per order, and our fee calculator runs the same arithmetic for your balance with the markup you are quoted.

Rosland’s range leans toward exclusive branded and proof products, which a buyer who wants collectible pieces will value, while a buyer who wants standard IRA-approved coins and bars finds them at Advantage Gold. Our Advantage Gold ten-year cost page works through the fees line by line.

Education and hand-holding

Guidance is where Advantage Gold pulls ahead most clearly. It offers a free one-on-one call, a free Ultimate Gold IRA Guide, a gold ira beginner's guide, 10 chapters, ten short FAQ videos, a podcast of about 20 minutes an episode, and calculators that compare gold against the S&P 500 and against physical and paper ETFs.

The company describes a full-service rollover in which its account executive completes the custodial application with you, the custodian contacts your old plan and the funds move without passing through your hands. It says the application takes about 30 minutes or less with an account executive on the line, and it states the account is funded a few days after the statement is sent. Because the funds go straight from one custodian to the other, none of it touches your hands, and you avoid the 60-day window that applies to an indirect rollover.

What Rosland Capital does well

Rosland Capital publishes its full fee schedule on its own FAQ page, which makes its numbers easy to check before you speak to anyone, and it charges a $25 wire fee against Advantage Gold’s $30. Its $2,000 minimum opens a gold IRA to buyers who are not yet ready to move a larger balance, and its range of exclusive branded and proof products suits a buyer who wants more than standard bullion. Our Rosland Capital review covers its record and reviews in full.

What the metal choice looks like

Advantage Gold lists 39 products across gold, silver, platinum, palladium. It states the IRS purity floors on its FAQ page, 99.5% for gold and 99.9% for silver, and most of its catalogue meets them. Our page on IRA-eligible products sorts the catalogue into IRA-eligible items and direct-purchase items, which is worth having in hand before you buy.

Ratings and track record

Advantage Gold has operated since 2014 and holds a A+ grade from the Better Business Bureau, where it has been accredited since 2014, checked on September 29, 2026. The Business Consumer Alliance gives it AAA, the top level it awards. On review sites it shows 4.8 on Trustpilot across 1,920 reviews, 4.9 on TrustLink across 495, and 4.9 on Google across 987.

Our full Advantage Gold review covers the same ratings in more depth.

A worked example over ten years

Over 10 years Advantage Gold’s fees come to $2,050, which is $50 to open and $2,000 of administration and storage. Rosland Capital’s fees come to $2,400 over the same period.

The $350 difference is the price of the higher yearly fees, and a buyer who wants a guided rollover into standard bullion pays lower fees for it at Advantage Gold.

Choose Advantage Gold if

• Your balance is $5,000 or more and you want a rep to walk you through the rollover.
• You want a free guide, videos and a one-on-one call before you commit.
• You want standard IRA-approved coins and bars.
• You want the lower ten-year fees, $350 less than Rosland.
• You want a company with a A+ BBB grade and a AAA from the BCA.

Choose Rosland Capital if

• Your balance is between $2,000 and $5,000.
• You want its exclusive branded or proof products.
• You want to read a published fee schedule before you speak to anyone.
• You want the lower $25 wire fee.

The three things to plan for with Advantage Gold

The company does not publish its fees online, which is why this page prints them, and it runs no live chat, so questions go by phone or through the contact form. Shipping and insurance are charged on direct purchases outside an IRA, which leaves metal bought inside the account unaffected. None of these changes the comparison above for a rollover into an IRA, and the $5,000 minimum is the one to check against your own balance first.

The verdict

For a rollover of $5,000 or more, choose Advantage Gold. It gives you a guided process, a free education library, top ratings and lower ten-year fees. Rosland Capital is the choice for a balance under $5,000 or for a buyer who specifically wants its branded and proof products. To open an account or book the free first call, start at Advantage Gold's site.

If you would rather see more companies side by side first, browse the other gold IRA comparisons.

Common questions

Which is better for a first gold IRA, Advantage Gold or Rosland Capital?

Advantage Gold fits most first-time buyers with $5,000 or more better because of its guided rollover, its education library and its ten-year fees, which run $350 lower than Rosland's. Rosland Capital suits a buyer with a balance between $2,000 and $5,000.

What is the minimum for Advantage Gold and Rosland Capital?

Advantage Gold's minimum is $5,000, while Rosland Capital's minimum is $2,000, which is $3,000 lower.

Which has lower fees over ten years, Advantage Gold or Rosland Capital?

Advantage Gold's fees come to $350 less over ten years on the standard schedules, because Rosland's administration and storage fees are $35 a year higher. The comparison counts the flat fees only, because the markup on the metal is set per order.

Do Advantage Gold and Rosland Capital charge the same setup fee?

Yes. Both charge a $50 setup fee, so the fee difference comes from the yearly fees.

Can I move a 401(k) to either company?

Yes. Both work with 401(k) rollovers into a self-directed gold IRA, and Advantage Gold also accepts 403(b) and pension plan rollovers and names the Thrift Savings Plan as a rollover source.

Who holds the gold in an Advantage Gold IRA?

A trust company acts as custodian, and an insured depository stores the metal. Advantage Gold works with STRATA Trust Company and Equity Trust Company as custodians and names Brink's Global Services USA and Delaware Depository for storage.