Lear Capital is a gold IRA dealer. The figures below come from our own fee database, where every entry stores the page it was read from and the date it was read, and this record was last checked on April 17, 2026. Where the company publishes nothing we say so rather than estimating a number that would look like a fact.
What it costs to open and hold
| Charge | Amount | Against our set |
|---|---|---|
| Setup fee | $280 | $0 to $280 across 12 dealers |
| Annual administration | $200 | $80 to $250 across 12 dealers |
| Storage, segregated | $150 | Not enough dealers publish this to draw a range |
| Storage, commingled | $100 | Not enough dealers publish this to draw a range |
| Wire fee | $30 | Not enough dealers publish this to draw a range |
| Account minimum | $7,500 | $2,000 to $50,000 across 12 dealers |
| Dealer spread over spot | 5.0% | Not enough dealers publish this to draw a range |
These figures are derived from a stated range or from the custodian it uses, because the company publishes no figure. Storage and administration are usually billed by the custodian rather than by the dealer, so the total a reader pays depends on which custodian the account is opened with.
Lear Capital against other dealers
Each comparison below totals both companies over 10 years at four transfer sizes and says which costs less, which is a different question from what either charges on its own. Pairs where the two land within 10% of each other are not published, because a page that cannot reach a conclusion is not worth the reader's time.
- Lear Capital vs Advantage Gold
- Lear Capital vs American Hartford Gold
- Lear Capital vs Augusta Precious Metals
- Lear Capital vs Birch Gold Group
- Lear Capital vs Goldco
- Lear Capital vs Monetary Gold
- Lear Capital vs Noble Gold Investments
- Lear Capital vs Oxford Gold Group
- Lear Capital vs Patriot Gold Group
- Lear Capital vs Preserve Gold
- Lear Capital vs Rosland Capital
What we have not checked
This page covers cost. We have not yet compiled the regulator and court record, the complaint history, or the buyback terms for Lear Capital, so none of those sections appear rather than appearing empty.
Everything here is editorial assessment built from published documents, not consumer testimony, and there are no customer ratings on this site because we have no customers.
Sources
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Lear Capital published fee information
CEP-DC review: $280 first-year setup (waivable on $10k+ deposits), $200 annual admin, $100 commingled / $150 segregated storage at Delaware Depository, $30 wire, $7,500 minimum. Lear Capital was subject to a 2021 $5.5M CFPB-style spread-disclosure settlement — spread held at 5% conservatively but known to be high historically.