Oxford Gold Group and Patriot Gold Group open the same kind of account holding the same metal, so the difference between them is what they charge and what they will tell you before you commit. The figures below add the setup fee, the markup over spot and 10 years of administration and storage together, using each company's published schedule as checked on April 17, 2026.
What each costs over 10 years
| Transfer | Oxford Gold Group | Patriot Gold Group | Difference |
|---|---|---|---|
| $25,000 | $4,550 | $5,475 | $925 less with Oxford Gold Group |
| $50,000 | $6,300 | $6,725 | $425 less with Oxford Gold Group |
| $100,000 | $9,800 | $9,225 | $575 less with Patriot Gold Group |
| $250,000 | $20,300 | $16,725 | $3,575 less with Patriot Gold Group |
The markup over spot dominates every row. It is charged once on the way in, it scales with the amount rather than sitting flat, and at $100,000 it accounts for more of the total than a decade of administration and storage combined.
Where the cheaper option changes
The two swap places at about $71,500. Oxford Gold Group costs less below that figure and Patriot Gold Group costs less above it, because a higher fixed charge spreads over a larger balance while a wider spread does not.
Run your own number through the fee calculator, since a table of four sizes is a sample rather than an answer for the amount you are actually moving.
What this comparison leaves out
Cost is the only dimension here. The regulator record, the complaint history and the buyback terms are not compiled for either company, and a cheaper account with worse conduct is not the better one.
Oxford Gold Group's figures are recorded as estimated and Patriot Gold Group's as estimated. Read the full records on the Oxford Gold Group page and the Patriot Gold Group page.
Sources
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Oxford Gold Group published fee information
Money.com review: $175 annual <$100k / $225 annual >$100k (includes storage). $50 setup sometimes waived. $25,000 minimum for IRA. Partners with Brink's and Delaware Depository. Spread estimated at 7% — Oxford has received 2025 BBB complaints about pricing transparency.
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Patriot Gold Group published fee information
Gold IRA Blueprint April 2026 review: $225 setup (waived >$30k), $250 maintenance first year / $200 after, $25,000 minimum for Investor Direct Pricing. "No Fees for Life" on accounts $250k+. Spread estimated at 5% — Patriot markets "investor direct pricing" so we score them tighter than opaque competitors.