Monetary Gold and Rosland Capital open the same kind of account holding the same metal, so the difference between them is what they charge and what they will tell you before you commit. The figures below add the setup fee, the markup over spot and 10 years of administration and storage together, using each company's published schedule as checked on April 17, 2026.
What each costs over 10 years
| Transfer | Monetary Gold | Rosland Capital | Difference |
|---|---|---|---|
| $25,000 | $4,300 | $4,400 | $100 less with Monetary Gold |
| $50,000 | $5,800 | $6,400 | $600 less with Monetary Gold |
| $100,000 | $8,800 | $10,400 | $1,600 less with Monetary Gold |
| $250,000 | $17,800 | $22,400 | $4,600 less with Monetary Gold |
The markup over spot dominates every row. It is charged once on the way in, it scales with the amount rather than sitting flat, and at $100,000 it accounts for more of the total than a decade of administration and storage combined.
Where the cheaper option changes
The two swap places at about $20,000. Rosland Capital costs less below that figure and Monetary Gold costs less above it, because a higher fixed charge spreads over a larger balance while a wider spread does not.
Run your own number through the fee calculator, since a table of four sizes is a sample rather than an answer for the amount you are actually moving.
What this comparison leaves out
Cost is the only dimension here. The regulator record, the complaint history and the buyback terms are not compiled for either company, and a cheaper account with worse conduct is not the better one.
Monetary Gold's figures are recorded as estimated and Rosland Capital's as verified. Read the full records on the Monetary Gold page and the Rosland Capital page.
Sources
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Monetary Gold published fee information
Gold IRA Blueprint 2025 review: No account-opening fees. $100 storage up to $100k, +$1 per $1,000 beyond. Yearly custodian fee ~$180. Up to 5 yrs custodial fees covered for qualifying rollovers. $30 shipping. $5,000–$10,000 minimum depending on custodian. Spread 6% estimated.
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Rosland Capital published fee information
Rosland FAQ publishes: $50 one-time setup, $125 annual maintenance, $110/$160 commingled/segregated storage, $25 wire. $2,000 minimum. Rosland is known to feature exclusive branded/proof products with higher premiums — spread set at 8% to reflect their heavier proof-coin book.